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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,136 | $58,234+3.3% | $81,783-26.5% | $80,874-25.6% |
| Participation rate | 93.8% | 63.4%+30.3pp | 72.4%+21.4pp | 67.6%+26.1pp |
| Annual return | 10.55% | 41.70%-31.2pp | 775.05%-764.5pp | 35.62%-25.1pp |
| Employer contribution / active EE | $1,737 | $2,341-25.8% | $2,913-40.4% | $2,756-37.0% |
| Participant deferral / active EE | $6,231 | $3,283+89.8% | $4,320+44.2% | $4,297+45.0% |
| Admin fee / account holder | $1,130 | $4,982-77.3% | $7,380-84.7% | $6,935-83.7% |