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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,136 | $58,311+3.1% | $81,882-26.6% | $80,959-25.7% |
| Participation rate | 93.8% | 63.5%+30.3pp | 72.4%+21.4pp | 67.7%+26.1pp |
| Annual return | 10.55% | 41.85%-31.3pp | 779.47%-768.9pp | 35.67%-25.1pp |
| Employer contribution / active EE | $1,737 | $2,347-26.0% | $2,916-40.4% | $2,757-37.0% |
| Participant deferral / active EE | $6,231 | $3,287+89.6% | $4,323+44.1% | $4,300+44.9% |
| Admin fee / account holder | $1,130 | $4,752-76.2% | $7,360-84.6% | $6,925-83.7% |