Retirement plan

OGRE HOLDINGS 401(K) PROFIT SHARING PLAN AND TRUST

Name: OGRE HOLDINGS - OGRE HOLDINGS 401(K) PROFIT SHARING PLAN AND TRUST (2018) Form 5500
Creator: OGRE HOLDINGS
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, OGRE HOLDINGS 401(K) PROFIT SHARING PLAN AND TRUST, OGRE HOLDINGS

OGRE HOLDINGSEIN 20-3308873Plan #001PY 2018

610 MAPLE ST - TIPTON, IN 460721137317-333-7648LinkedIn51-200 employeesmechanical or industrial engineering

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$5.9M

+6.1% from 2017

Total participants

205

+10.8% from 2017

Average account balance

$35,593

+10.6% from 2017

Annual return

-7.99%

-25.39 pp from 2017

Benchmarks

See 5,340 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants100-249

Cohort5,340 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$10.86M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$74K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

146

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

72.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$992K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$7K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.02%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$331

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 2 by compensation

Provider	Service type	Compensation
SHEPHERD FINANCIAL INVESTMENT ADVIS1 year Filed as: SHEPHERD FINANCIAL INVESTMENT ADV Service code 27 · EIN 82-0759826	Advisory (Plan)	$26,299
TRANSAMERICA RETIREMENT SOLUTIONS4+ years Service code 15 · EIN 13-3689044	Recordkeeping	$24,557

Plan features & details

Pension benefit codes2E2G2J2K2T3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$51K

$253 / participant

Investment mgmt$26K51.7%
Other / not subdivided$25K48.3%

% of EOY assets

0.866%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: L.M. HENDERSON & CO., LLP
Auditor EIN: 205520612
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$35,593

$73,102-51.3%

$123,549-71.2%

$56,287-36.8%

Participation rate

80.1%

74.3%+5.8pp

82.3%-2.2pp

69.9%+10.2pp

Annual return

-7.99%

3.01%-11.0pp

119.20%-127.2pp

-9.96%+2.0pp

Employer contribution / active EE

$1,792

$2,977-39.8%

$4,628-61.3%

$2,111-15.1%

Participant deferral / active EE

$2,780

$5,423-48.7%

$6,426-56.7%

$3,350-17.0%

Admin fee / account holder

$308

$554-44.3%

$9,284-96.7%

$521-40.8%

Provider

Service type

Compensation

SHEPHERD FINANCIAL INVESTMENT ADVIS1 year

Filed as: SHEPHERD FINANCIAL INVESTMENT ADV

Service code 27 · EIN 82-0759826

Advisory (Plan)

$26,299

TRANSAMERICA RETIREMENT SOLUTIONS4+ years

Service code 15 · EIN 13-3689044

Recordkeeping

$24,557

OGRE HOLDINGS 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

OGRE HOLDINGS 401(K) PROFIT SHARING PLAN AND TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion