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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,674 | $175,257-75.7% | $149,717-71.5% | $139,456-69.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 14.56% | 166.70%-152.1pp | 134.41%-119.8pp | 373.45%-358.9pp |
| Employer contribution / active EE | $5,618 | $5,477+2.6% | $4,820+16.6% | $4,753+18.2% |
| Participant deferral / active EE | $5,140 | $6,521-21.2% | $5,682-9.5% | $6,711-23.4% |
| Admin fee / account holder | $605 | $16,156-96.3% | $13,213-95.4% | $11,407-94.7% |