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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,322 | $209,874-28.4% | $189,537-20.7% | $167,536-10.3% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 17.78% | 748.61%-730.8pp | 555.34%-537.6pp | 478.82%-461.0pp |
| Employer contribution / active EE | $13,536 | $6,913+95.8% | $6,161+119.7% | $4,839+179.7% |
| Participant deferral / active EE | $14,235 | $8,934+59.3% | $8,220+73.2% | $6,342+124.4% |
| Admin fee / account holder | $12,647 | $14,299-11.6% | $12,048+5.0% | $12,315+2.7% |