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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,216 | $184,000-65.1% | $162,185-60.4% | $152,909-58.0% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 29.45% | 150.80%-121.3pp | 115.61%-86.2pp | 345.46%-316.0pp |
| Employer contribution / active EE | $14,121 | $6,370+121.7% | $5,613+151.6% | $4,764+196.4% |
| Participant deferral / active EE | $12,235 | $8,033+52.3% | $7,297+67.7% | $5,851+109.1% |
| Admin fee / account holder | $7,112 | $13,124-45.8% | $10,844-34.4% | $11,601-38.7% |