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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,014 | $167,362-96.4% | $143,799-95.8% | $134,532-95.5% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.27% | 0.47%-18.7pp | -0.04%-18.2pp | 418.27%-436.5pp |
| Employer contribution / active EE | $1,926 | $5,620-65.7% | $4,952-61.1% | $4,741-59.4% |
| Participant deferral / active EE | $4,917 | $6,447-23.7% | $5,638-12.8% | $6,401-23.2% |
| Admin fee / account holder | $3,190 | $18,094-82.4% | $14,677-78.3% | $11,429-72.1% |