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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,253 | $150,447-26.7% | $136,298-19.1% | $147,586-25.3% |
| Participation rate | 60.0% | 84.4%-24.4pp | 81.9%-21.9pp | 82.8%-22.8pp |
| Annual return | 4.34% | 1049.15%-1044.8pp | 5156.27%-5151.9pp | 578.59%-574.2pp |
| Employer contribution / active EE | $1,245 | $5,256-76.3% | $4,696-73.5% | $4,876-74.5% |
| Participant deferral / active EE | $5,240 | $6,631-21.0% | $6,247-16.1% | $5,439-3.6% |
| Admin fee / account holder | $141 | $10,906-98.7% | $9,244-98.5% | $10,886-98.7% |