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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,316 | $101,778-57.4% | $164,975-73.7% | $80,925-46.5% |
| Participation rate | 57.1% | 71.8%-14.7pp | 78.6%-21.5pp | 67.7%-10.5pp |
| Annual return | 15.70% | 16.73%-1.0pp | 70.12%-54.4pp | 35.65%-19.9pp |
| Employer contribution / active EE | $1,309 | $2,954-55.7% | $4,343-69.9% | $2,756-52.5% |
| Participant deferral / active EE | $2,500 | $4,477-44.2% | $6,033-58.6% | $4,299-41.9% |
| Admin fee / account holder | $1,878 | $8,221-77.2% | $12,688-85.2% | $6,940-72.9% |