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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $331,243 | $168,636+96.4% | $147,617+124.4% | $125,393+164.2% |
| Participation rate | 100.0% | 88.8%+11.2pp | 84.6%+15.4pp | 83.2%+16.8pp |
| Annual return | -0.63% | 77.65%-78.3pp | 61.98%-62.6pp | 282.23%-282.9pp |
| Employer contribution / active EE | $8,141 | $6,252+30.2% | $5,565+46.3% | $4,866+67.3% |
| Participant deferral / active EE | $5,279 | $5,507-4.1% | $4,895+7.8% | $5,351-1.4% |
| Admin fee / account holder | $1,264 | $13,580-90.7% | $11,611-89.1% | $9,541-86.7% |