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Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $612,882 | $162,785+276.5% | $133,959+357.5% | $158,950+285.6% |
| Participation rate | 85.7% | 83.2%+2.5pp | 79.8%+5.9pp | 82.0%+3.8pp |
| Annual return | -7.11% | 41.94%-49.1pp | 45.09%-52.2pp | 302.91%-310.0pp |
| Employer contribution / active EE | $16,628 | $4,975+234.2% | $3,919+324.3% | $4,762+249.2% |
| Participant deferral / active EE | $9,150 | $5,910+54.8% | $5,047+81.3% | $5,983+52.9% |
| Admin fee / account holder | $0 | $11,738-100.0% | $8,928-100.0% | $11,248-100.0% |