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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,104 | $190,862+39.9% | $159,991+66.9% | $134,509+98.6% |
| Participation rate | 71.4% | 82.0%-10.5pp | 78.0%-6.5pp | 81.2%-9.8pp |
| Annual return | -17.30% | 552.59%-569.9pp | 408.82%-426.1pp | 418.13%-435.4pp |
| Employer contribution / active EE | $2,932 | $4,995-41.3% | $4,225-30.6% | $4,741-38.2% |
| Participant deferral / active EE | $6,272 | $6,924-9.4% | $6,183+1.4% | $6,400-2.0% |
| Admin fee / account holder | $1,388 | $10,495-86.8% | $8,715-84.1% | $11,427-87.8% |