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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,729 | $95,406-63.6% | $185,849-81.3% | $85,847-59.5% |
| Participation rate | 72.2% | 68.8%+3.5pp | 81.7%-9.5pp | 69.3%+2.9pp |
| Annual return | 19.46% | 23.59%-4.1pp | 122.10%-102.6pp | 318.61%-299.1pp |
| Employer contribution / active EE | $3,951 | $3,314+19.2% | $5,169-23.6% | $2,565+54.0% |
| Participant deferral / active EE | $3,211 | $3,424-6.2% | $5,569-42.3% | $3,952-18.7% |
| Admin fee / account holder | $1,225 | $7,214-83.0% | $16,244-92.5% | $6,261-80.4% |