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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,423 | $82,678-47.5% | $125,391-65.4% | $68,490-36.6% |
| Participation rate | 73.1% | 75.1%-2.0pp | 82.4%-9.3pp | 67.9%+5.2pp |
| Annual return | -8.82% | -5.97%-2.8pp | 572.41%-581.2pp | -7.85%-1.0pp |
| Employer contribution / active EE | $1,195 | $3,382-64.7% | $4,816-75.2% | $2,597-54.0% |
| Participant deferral / active EE | $2,518 | $6,111-58.8% | $7,448-66.2% | $4,028-37.5% |
| Admin fee / account holder | $2,968 | $6,277-52.7% | $10,009-70.3% | $5,403-45.1% |