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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,163 | $138,076-70.2% | $123,553-66.7% | $135,380-69.6% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | 40.87% | 153.70%-112.8pp | 119.21%-78.3pp | 519.81%-478.9pp |
| Employer contribution / active EE | $1,813 | $5,152-64.8% | $4,628-60.8% | $4,779-62.1% |
| Participant deferral / active EE | $4,274 | $6,800-37.1% | $6,426-33.5% | $5,609-23.8% |
| Admin fee / account holder | $651 | $10,917-94.0% | $9,284-93.0% | $10,828-94.0% |