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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,048 | $209,428-56.5% | $178,498-49.0% | $158,950-42.7% |
| Participation rate | 83.3% | 86.4%-3.0pp | 81.9%+1.4pp | 82.0%+1.4pp |
| Annual return | 15.86% | 188.78%-172.9pp | 151.09%-135.2pp | 302.91%-287.1pp |
| Employer contribution / active EE | $6,016 | $5,707+5.4% | $5,011+20.0% | $4,762+26.3% |
| Participant deferral / active EE | $2,280 | $5,955-61.7% | $5,202-56.2% | $5,983-61.9% |
| Admin fee / account holder | $846 | $17,077-95.0% | $13,985-93.9% | $11,248-92.5% |