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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,776 | $106,008-60.6% | $92,240-54.7% | $147,586-71.7% |
| Participation rate | 71.4% | 80.4%-9.0pp | 76.5%-5.1pp | 82.8%-11.4pp |
| Annual return | 19.47% | 50.05%-30.6pp | 176.29%-156.8pp | 578.59%-559.1pp |
| Employer contribution / active EE | $2,379 | $4,333-45.1% | $3,680-35.3% | $4,876-51.2% |
| Participant deferral / active EE | $3,251 | $4,478-27.4% | $3,897-16.6% | $5,439-40.2% |
| Admin fee / account holder | $1,017 | $6,333-83.9% | $5,194-80.4% | $10,886-90.7% |