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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $494,351 | $126,661+290.3% | $113,397+335.9% | $138,895+255.9% |
| Participation rate | 83.3% | 79.4%+3.9pp | 76.5%+6.8pp | 79.9%+3.4pp |
| Annual return | 21.42% | 25.05%-3.6pp | 23.20%-1.8pp | 145.39%-124.0pp |
| Employer contribution / active EE | $2,138 | $3,456-38.1% | $2,977-28.2% | $4,194-49.0% |
| Participant deferral / active EE | $9,949 | $5,693+74.8% | $5,076+96.0% | $6,396+55.5% |
| Admin fee / account holder | $3,652 | $14,549-74.9% | $11,957-69.5% | $12,562-70.9% |