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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $389,846 | $110,307+253.4% | $96,576+303.7% | $139,456+179.5% |
| Participation rate | 94.4% | 78.1%+16.3pp | 76.0%+18.5pp | 80.3%+14.1pp |
| Annual return | 15.28% | 26.40%-11.1pp | 25.87%-10.6pp | 373.45%-358.2pp |
| Employer contribution / active EE | $9,405 | $3,619+159.8% | $2,965+217.2% | $4,753+97.9% |
| Participant deferral / active EE | $10,729 | $5,547+93.4% | $4,851+121.2% | $6,711+59.9% |
| Admin fee / account holder | $6,230 | $11,597-46.3% | $8,253-24.5% | $11,407-45.4% |