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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,492 | $77,908-31.3% | $149,696-64.3% | $75,173-28.8% |
| Participation rate | 78.7% | 65.6%+13.1pp | 78.8%-0.1pp | 67.2%+11.5pp |
| Annual return | 19.08% | 31.73%-12.6pp | 134.46%-115.4pp | 160.72%-141.6pp |
| Employer contribution / active EE | $2,583 | $3,138-17.7% | $4,821-46.4% | $2,671-3.3% |
| Participant deferral / active EE | $3,364 | $3,411-1.4% | $5,682-40.8% | $4,126-18.5% |
| Admin fee / account holder | $842 | $5,950-85.8% | $13,212-93.6% | $5,651-85.1% |