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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,426 | $85,171-63.1% | $172,753-81.8% | $72,976-56.9% |
| Participation rate | 83.3% | 70.1%+13.3pp | 82.6%+0.7pp | 69.5%+13.8pp |
| Annual return | 26.67% | 27.32%-0.7pp | 803.00%-776.3pp | 81.02%-54.3pp |
| Employer contribution / active EE | $2,839 | $3,324-14.6% | $5,144-44.8% | $2,440+16.3% |
| Participant deferral / active EE | $3,833 | $3,260+17.6% | $5,198-26.2% | $3,608+6.3% |
| Admin fee / account holder | $791 | $5,880-86.6% | $13,956-94.3% | $5,124-84.6% |