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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $115,660 | $167,352-30.9% | $143,788-19.6% | $134,509-14.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -18.49% | 0.47%-19.0pp | -0.03%-18.5pp | 418.13%-436.6pp |
| Employer contribution / active EE | $35,867 | $5,620+538.2% | $4,952+624.3% | $4,741+656.6% |
| Participant deferral / active EE | $23,736 | $6,447+268.2% | $5,638+321.0% | $6,400+270.8% |
| Admin fee / account holder | $520 | $18,091-97.1% | $14,675-96.5% | $11,427-95.4% |