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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,836 | $91,037+52.5% | $71,671+93.7% | $147,586-5.9% |
| Participation rate | 80.0% | 76.1%+3.9pp | 68.7%+11.3pp | 82.8%-2.8pp |
| Annual return | 16.17% | 20.48%-4.3pp | 20.65%-4.5pp | 578.59%-562.4pp |
| Employer contribution / active EE | $2,599 | $3,327-21.9% | $2,460+5.7% | $4,876-46.7% |
| Participant deferral / active EE | $4,873 | $4,498+8.3% | $3,438+41.7% | $5,439-10.4% |
| Admin fee / account holder | $949 | $8,613-89.0% | $5,558-82.9% | $10,886-91.3% |