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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,719 | $118,919-75.0% | $88,538-66.4% | $152,885-80.6% |
| Participation rate | 54.5% | 73.4%-18.8pp | 68.7%-14.2pp | 82.5%-27.9pp |
| Annual return | 18.15% | 47.92%-29.8pp | 43.64%-25.5pp | 345.39%-327.2pp |
| Employer contribution / active EE | $1,094 | $2,669-59.0% | $2,098-47.9% | $4,763-77.0% |
| Participant deferral / active EE | $1,184 | $3,549-66.6% | $2,914-59.4% | $5,851-79.8% |
| Admin fee / account holder | $2,247 | $5,876-61.8% | $4,310-47.9% | $11,598-80.6% |