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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC9+ years Filed as: ASCENSUS Service code 15 · EIN 11-3665754 200 DRYDEN ROAD · DRESHER, PA 19025 | Recordkeeping | $17,963 |
OAKMONT CAPITAL MANAGEMENT9+ years Filed as: OAKMONT CAPITAL MGMT Service code 26 · EIN 48-1263655 | Advisory (Participants) | $15,385 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,633 | $61,272-71.2% | $149,673-88.2% | $71,457-75.3% |
| Participation rate | 75.0% | 62.5%+12.5pp | 78.8%-3.8pp | 67.9%+7.1pp |
| Annual return | 14.61% | 35.85%-21.2pp | 134.42%-119.8pp | 28.85%-14.2pp |
| Employer contribution / active EE | $226 | $2,378-90.5% | $4,818-95.3% | $2,588-91.3% |
| Participant deferral / active EE | $1,997 | $2,917-31.5% | $5,680-64.8% | $4,289-53.4% |
| Admin fee / account holder | $176 | $1,261-86.0% | $13,210-98.7% | $1,587-88.9% |