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| Provider | Service type | Compensation |
|---|---|---|
ASCENSUS LLC10+ years Filed as: ASCENSUS Service code 15 · EIN 11-3665754 200 DRYDEN ROAD · DRESHER, PA 19025 | Recordkeeping | $20,131 |
OAKMONT CAPITAL MANAGEMENT10+ years Filed as: OAKMONT CAPITAL MGMT Service code 26 · EIN 48-1263655 | Advisory (Participants) | $16,730 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,870 | $55,470-64.2% | $155,556-87.2% | $74,478-73.3% |
| Participation rate | 83.8% | 61.9%+21.9pp | 78.2%+5.5pp | 67.2%+16.5pp |
| Annual return | 18.23% | 269.80%-251.6pp | 64.84%-46.6pp | 1370.56%-1352.3pp |
| Employer contribution / active EE | $36 | $2,267-98.4% | $4,675-99.2% | $2,626-98.6% |
| Participant deferral / active EE | $2,447 | $2,838-13.8% | $5,631-56.5% | $4,350-43.7% |
| Admin fee / account holder | $238 | $1,744-86.3% | $15,885-98.5% | $1,946-87.8% |