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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,149 | $85,766-26.4% | $136,297-53.7% | $70,124-9.9% |
| Participation rate | 82.5% | 74.2%+8.3pp | 81.9%+0.5pp | 69.5%+12.9pp |
| Annual return | 26.69% | 31.45%-4.8pp | 5156.19%-5129.5pp | 73.14%-46.5pp |
| Employer contribution / active EE | $2,772 | $2,966-6.5% | $4,696-41.0% | $2,342+18.3% |
| Participant deferral / active EE | $8,944 | $5,051+77.1% | $6,247+43.2% | $3,332+168.5% |
| Admin fee / account holder | $3,743 | $5,420-31.0% | $9,244-59.5% | $4,645-19.4% |