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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,885 | $76,551-44.0% | $123,894-65.4% | $62,881-31.8% |
| Participation rate | 82.1% | 73.0%+9.1pp | 81.4%+0.7pp | 69.3%+12.8pp |
| Annual return | 18.63% | 18.68%0pp | 47.52%-28.9pp | 20.14%-1.5pp |
| Employer contribution / active EE | $986 | $2,882-65.8% | $4,617-78.6% | $2,281-56.8% |
| Participant deferral / active EE | $8,613 | $4,840+78.0% | $5,984+43.9% | $3,203+168.9% |
| Admin fee / account holder | $1,434 | $4,826-70.3% | $8,357-82.8% | $4,296-66.6% |