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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,838 | $84,685-78.9% | $73,836-75.8% | $125,389-85.8% |
| Participation rate | 83.3% | 76.8%+6.6pp | 73.4%+9.9pp | 83.2%+0.1pp |
| Annual return | -35.53% | 3123.80%-3159.3pp | 2268.06%-2303.6pp | 282.24%-317.8pp |
| Employer contribution / active EE | $3,055 | $3,123-2.2% | $2,787+9.6% | $4,866-37.2% |
| Participant deferral / active EE | $8,525 | $3,993+113.5% | $3,583+137.9% | $5,352+59.3% |
| Admin fee / account holder | $3,849 | $5,694-32.4% | $4,882-21.2% | $9,541-59.7% |