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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,483 | $42,383+78.1% | $76,523-1.4% | $64,181+17.6% |
| Participation rate | 97.7% | 58.1%+39.5pp | 68.0%+29.7pp | 69.6%+28.1pp |
| Annual return | -5.14% | -16.54%+11.4pp | -0.27%-4.9pp | 7.63%-12.8pp |
| Employer contribution / active EE | $5,014 | $1,563+220.8% | $2,647+89.4% | $2,381+110.6% |
| Participant deferral / active EE | $10,549 | $2,566+311.0% | $3,835+175.0% | $3,470+204.0% |
| Admin fee / account holder | $2,720 | $3,198-15.0% | $4,848-43.9% | $4,887-44.4% |