Retirement plan

CENTRAL ENDODONTIC SPECIALISTS, PA 401(K) PROFIT SHARING PLAN

Name: CENTRAL ENDODONTIC SPECIALISTS, P.A. - CENTRAL ENDODONTIC SPECIALISTS, PA 401(K) PROFIT SHARING PLAN (2015) Form 5500
Creator: CENTRAL ENDODONTIC SPECIALISTS, P.A.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CENTRAL ENDODONTIC SPECIALISTS, PA 401(K) PROFIT SHARING PLAN, CENTRAL ENDODONTIC SPECIALISTS, P.A.

CENTRAL ENDODONTIC SPECIALISTS, P.A.EIN 20-3164035Plan #002PY 2015

901 WEST 38TH STREET - AUSTIN, TX 78705512-452-7668

Other plans on this EIN

1 filing

#003Retirement-$387K assets

Prospect flagsLow returnsHigh fees

How to read this page

Total assets (EOY)

$256K

No prior year

Total participants

No prior year

Average account balance

$42,610

No prior year

Annual return

-5.81%

No prior year

Benchmarks

See 102,328 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants<25

Cohort102,328 peers

Snapshot2015

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$948K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$105K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

225.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$94K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$24K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.65%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$1643

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2J2G3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
OpportunityLow returns
Annual investment return is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$20K

$4910 / participant

Other / not subdivided$20K100.0%

% of EOY assets

7.681%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$42,610

$168,635-74.7%

$147,617-71.1%

$125,389-66.0%

Participation rate

100.0%

88.8%+11.2pp

84.6%+15.4pp

83.2%+16.8pp

Annual return

-5.81%

77.65%-83.5pp

61.98%-67.8pp

282.24%-288.1pp

Employer contribution / active EE

$5,736

$6,252-8.3%

$5,564+3.1%

$4,866+17.9%

Participant deferral / active EE

$6,204

$5,507+12.7%

$4,895+26.7%

$5,352+15.9%

Admin fee / account holder

$3,273

$13,580-75.9%

$11,612-71.8%

$9,541-65.7%

CENTRAL ENDODONTIC SPECIALISTS, PA 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CENTRAL ENDODONTIC SPECIALISTS, PA 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion