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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,266 | $81,476-34.6% | $102,383-48.0% | $80,925-34.2% |
| Participation rate | 66.7% | 66.8%-0.2pp | 74.5%-7.8pp | 67.7%-1.0pp |
| Annual return | 23.86% | 25.59%-1.7pp | 24.94%-1.1pp | 35.65%-11.8pp |
| Employer contribution / active EE | $1,152 | $3,105-62.9% | $3,870-70.2% | $2,756-58.2% |
| Participant deferral / active EE | $5,496 | $3,871+42.0% | $5,060+8.6% | $4,299+27.8% |
| Admin fee / account holder | $2,024 | $6,717-69.9% | $8,391-75.9% | $6,940-70.8% |