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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,230 | $133,998-76.7% | $112,263-72.2% | $134,545-76.8% |
| Participation rate | 66.7% | 78.6%-11.9pp | 75.1%-8.4pp | 81.2%-14.6pp |
| Annual return | -16.27% | 47.17%-63.4pp | 27.49%-43.8pp | 418.37%-434.6pp |
| Employer contribution / active EE | $1,250 | $4,040-69.1% | $3,636-65.6% | $4,742-73.6% |
| Participant deferral / active EE | $5,504 | $5,292+4.0% | $4,729+16.4% | $6,401-14.0% |
| Admin fee / account holder | $698 | $7,493-90.7% | $6,410-89.1% | $11,431-93.9% |