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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,031 | $88,672-9.7% | $105,223-23.9% | $82,448-2.9% |
| Participation rate | 65.5% | 67.9%-2.4pp | 75.0%-9.5pp | 68.1%-2.6pp |
| Annual return | 20.52% | 30.86%-10.3pp | 180.65%-160.1pp | 41.64%-21.1pp |
| Employer contribution / active EE | $1,284 | $3,048-57.9% | $3,689-65.2% | $2,551-49.7% |
| Participant deferral / active EE | $5,574 | $4,036+38.1% | $5,072+9.9% | $4,139+34.7% |
| Admin fee / account holder | $2,013 | $7,146-71.8% | $8,859-77.3% | $7,234-72.2% |