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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,960 | $217,432-64.1% | $185,849-58.1% | $167,536-53.5% |
| Participation rate | 65.0% | 86.1%-21.1pp | 81.7%-16.7pp | 82.1%-17.1pp |
| Annual return | 15.57% | 148.42%-132.8pp | 122.10%-106.5pp | 478.82%-463.2pp |
| Employer contribution / active EE | $1,747 | $5,875-70.3% | $5,169-66.2% | $4,839-63.9% |
| Participant deferral / active EE | $2,468 | $6,357-61.2% | $5,569-55.7% | $6,342-61.1% |
| Admin fee / account holder | $706 | $19,818-96.4% | $16,244-95.7% | $12,315-94.3% |