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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $31,226 | $180,459-82.7% | $154,108-79.7% | $135,380-76.9% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -12.58% | 888.21%-900.8pp | 735.21%-747.8pp | 519.81%-532.4pp |
| Employer contribution / active EE | $2,344 | $6,035-61.2% | $5,298-55.7% | $4,779-50.9% |
| Participant deferral / active EE | $3,916 | $5,806-32.6% | $5,081-22.9% | $5,609-30.2% |
| Admin fee / account holder | $587 | $16,145-96.4% | $13,411-95.6% | $10,828-94.6% |