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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,446 | $87,544-61.8% | $75,784-55.9% | $125,388-73.3% |
| Participation rate | 80.0% | 80.2%-0.2pp | 75.8%+4.2pp | 83.2%-3.2pp |
| Annual return | -4.78% | 13.49%-18.3pp | 9.68%-14.5pp | 282.24%-287.0pp |
| Employer contribution / active EE | $0 | $3,930-100.0% | $3,323-100.0% | $4,866-100.0% |
| Participant deferral / active EE | $15,840 | $4,229+274.5% | $3,652+333.8% | $5,352+196.0% |
| Admin fee / account holder | $1,996 | $6,502-69.3% | $5,300-62.3% | $9,541-79.1% |