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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,371 | $62,586-16.3% | $76,766-31.8% | $64,181-18.4% |
| Participation rate | 82.8% | 72.8%+9.9pp | 77.0%+5.8pp | 69.6%+13.2pp |
| Annual return | -7.80% | -1.95%-5.9pp | 2.43%-10.2pp | 7.63%-15.4pp |
| Employer contribution / active EE | $2,145 | $1,832+17.1% | $2,485-13.7% | $2,381-9.9% |
| Participant deferral / active EE | $7,891 | $3,145+150.9% | $3,851+104.9% | $3,470+127.4% |
| Admin fee / account holder | $4,447 | $4,667-4.7% | $6,675-33.4% | $4,887-9.0% |