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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,955 | $109,411-64.4% | $89,435-56.4% | $158,982-75.5% |
| Participation rate | 66.7% | 74.3%-7.6pp | 68.0%-1.3pp | 82.0%-15.3pp |
| Annual return | 28.84% | 345.68%-316.8pp | 245.55%-216.7pp | 302.99%-274.1pp |
| Employer contribution / active EE | $4,044 | $3,173+27.5% | $2,587+56.3% | $4,763-15.1% |
| Participant deferral / active EE | $2,468 | $4,600-46.3% | $3,890-36.6% | $5,983-58.8% |
| Admin fee / account holder | $0 | $6,159-100.0% | $4,884-100.0% | $11,252-100.0% |