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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,955 | $109,327-64.4% | $89,391-56.4% | $158,931-75.5% |
| Participation rate | 66.7% | 74.3%-7.6pp | 68.0%-1.3pp | 82.0%-15.3pp |
| Annual return | 28.84% | 345.68%-316.8pp | 245.62%-216.8pp | 302.86%-274.0pp |
| Employer contribution / active EE | $4,044 | $3,170+27.6% | $2,586+56.4% | $4,761-15.1% |
| Participant deferral / active EE | $2,468 | $4,598-46.3% | $3,890-36.6% | $5,982-58.7% |
| Admin fee / account holder | $0 | $6,153-100.0% | $4,881-100.0% | $11,247-100.0% |