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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,668 | $183,592-62.6% | $155,574-55.9% | $145,877-52.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.82% | 61.37%-47.6pp | 64.87%-51.1pp | 551.28%-537.5pp |
| Employer contribution / active EE | $6,724 | $5,317+26.5% | $4,676+43.8% | $4,663+44.2% |
| Participant deferral / active EE | $5,294 | $6,466-18.1% | $5,629-6.0% | $6,691-20.9% |
| Admin fee / account holder | $748 | $19,316-96.1% | $15,914-95.3% | $13,402-94.4% |