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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,090 | $175,231-60.6% | $149,696-53.8% | $139,466-50.5% |
| Participation rate | 93.3% | 83.4%+9.9pp | 78.8%+14.6pp | 80.3%+13.0pp |
| Annual return | 20.97% | 166.77%-145.8pp | 134.46%-113.5pp | 373.66%-352.7pp |
| Employer contribution / active EE | $15,584 | $5,478+184.5% | $4,821+223.3% | $4,754+227.8% |
| Participant deferral / active EE | $6,248 | $6,521-4.2% | $5,682+10.0% | $6,712-6.9% |
| Admin fee / account holder | $907 | $16,155-94.4% | $13,212-93.1% | $11,409-92.1% |