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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,158 | $52,279+3.6% | $89,414-39.4% | $79,852-32.2% |
| Participation rate | 17.6% | 57.5%-39.9pp | 68.0%-50.3pp | 69.6%-52.0pp |
| Annual return | 18.23% | 22.16%-3.9pp | 245.50%-227.3pp | 31.72%-13.5pp |
| Employer contribution / active EE | $753 | $1,572-52.1% | $2,586-70.9% | $2,471-69.5% |
| Participant deferral / active EE | $1,193 | $2,740-56.5% | $3,890-69.3% | $3,740-68.1% |
| Admin fee / account holder | $0 | $3,356-100.0% | $4,883-100.0% | $5,306-100.0% |