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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,779 | $42,383+48.1% | $76,518-18.0% | $64,173-2.2% |
| Participation rate | 9.4% | 58.1%-48.8pp | 68.0%-58.6pp | 69.6%-60.2pp |
| Annual return | -2.47% | -16.54%+14.1pp | -0.27%-2.2pp | 7.63%-10.1pp |
| Employer contribution / active EE | $690 | $1,563-55.9% | $2,647-73.9% | $2,381-71.0% |
| Participant deferral / active EE | $1,159 | $2,566-54.8% | $3,836-69.8% | $3,470-66.6% |
| Admin fee / account holder | $264 | $3,198-91.7% | $4,849-94.6% | $4,887-94.6% |