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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,469 | $107,733-55.9% | $92,985-48.9% | $154,746-69.3% |
| Participation rate | 76.9% | 74.6%+2.4pp | 69.5%+7.4pp | 80.7%-3.8pp |
| Annual return | 13.75% | 30.39%-16.6pp | 27.99%-14.2pp | 172.34%-158.6pp |
| Employer contribution / active EE | $446 | $3,126-85.7% | $2,662-83.2% | $4,379-89.8% |
| Participant deferral / active EE | $1,614 | $5,053-68.1% | $4,377-63.1% | $6,730-76.0% |
| Admin fee / account holder | $9,827 | $11,369-13.6% | $9,463+3.8% | $14,365-31.6% |