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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,493 | $85,024-55.9% | $70,544-46.9% | $139,466-73.1% |
| Participation rate | 61.1% | 73.9%-12.8pp | 68.4%-7.2pp | 80.3%-19.2pp |
| Annual return | 16.01% | 30.39%-14.4pp | 32.79%-16.8pp | 373.66%-357.7pp |
| Employer contribution / active EE | $0 | $3,912-100.0% | $2,976-100.0% | $4,754-100.0% |
| Participant deferral / active EE | $1,633 | $5,891-72.3% | $4,568-64.3% | $6,712-75.7% |
| Admin fee / account holder | $5,455 | $8,928-38.9% | $6,427-15.1% | $11,409-52.2% |