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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,422 | $209,425-8.6% | $178,499+7.2% | $158,966+20.4% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 14.40% | 188.80%-174.4pp | 151.10%-136.7pp | 302.95%-288.5pp |
| Employer contribution / active EE | $54,412 | $5,707+853.4% | $5,011+985.8% | $4,762+1042.5% |
| Participant deferral / active EE | $6,500 | $5,955+9.2% | $5,202+24.9% | $5,983+8.6% |
| Admin fee / account holder | $1,305 | $17,078-92.4% | $13,986-90.7% | $11,250-88.4% |