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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $203,512 | $211,288-3.7% | $178,540+14.0% | $145,884+39.5% |
| Participation rate | 70.0% | 80.8%-10.8pp | 77.1%-7.1pp | 80.3%-10.3pp |
| Annual return | 7.45% | 30.27%-22.8pp | 27.15%-19.7pp | 551.85%-544.4pp |
| Employer contribution / active EE | $462 | $4,574-89.9% | $3,953-88.3% | $4,662-90.1% |
| Participant deferral / active EE | $3,016 | $6,967-56.7% | $6,281-52.0% | $6,690-54.9% |
| Admin fee / account holder | $56,635 | $12,105+367.9% | $10,424+443.3% | $13,392+322.9% |