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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,082 | $227,633-60.0% | $189,597-52.0% | $167,553-45.6% |
| Participation rate | 90.9% | 82.5%+8.4pp | 78.4%+12.5pp | 82.1%+8.8pp |
| Annual return | 14.52% | 78.45%-63.9pp | 64.20%-49.7pp | 478.89%-464.4pp |
| Employer contribution / active EE | $5,538 | $5,317+4.1% | $4,412+25.5% | $4,840+14.4% |
| Participant deferral / active EE | $10,594 | $7,003+51.3% | $6,174+71.6% | $6,343+67.0% |
| Admin fee / account holder | $2,189 | $11,879-81.6% | $9,807-77.7% | $12,316-82.2% |