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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,059 | $69,977-69.9% | $108,582-80.6% | $62,881-66.5% |
| Participation rate | 70.0% | 72.9%-2.9pp | 79.6%-9.6pp | 69.3%+0.7pp |
| Annual return | 7.55% | 10.73%-3.2pp | -51.70%+59.2pp | 20.14%-12.6pp |
| Employer contribution / active EE | $1,570 | $2,135-26.4% | $3,758-58.2% | $2,281-31.2% |
| Participant deferral / active EE | $2,927 | $3,165-7.5% | $4,311-32.1% | $3,203-8.6% |
| Admin fee / account holder | $378 | $5,076-92.6% | $7,645-95.1% | $4,296-91.2% |