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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,137 | $65,703-72.4% | $94,228-80.8% | $59,633-69.6% |
| Participation rate | 55.3% | 72.1%-16.8pp | 78.8%-23.5pp | 68.7%-13.4pp |
| Annual return | -3.27% | 5.22%-8.5pp | 10.68%-14.0pp | 2041.40%-2044.7pp |
| Employer contribution / active EE | $1,522 | $2,021-24.7% | $3,587-57.6% | $2,203-30.9% |
| Participant deferral / active EE | $2,926 | $3,143-6.9% | $4,320-32.3% | $3,192-8.3% |
| Admin fee / account holder | $89 | $4,264-97.9% | $6,269-98.6% | $4,297-97.9% |