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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,866 | $160,059-45.1% | $140,019-37.2% | $135,382-35.1% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.5%+12.5pp | 82.6%+17.4pp |
| Annual return | -5.53% | 911.44%-917.0pp | 651.15%-656.7pp | 519.77%-525.3pp |
| Employer contribution / active EE | $3,267 | $6,420-49.1% | $5,605-41.7% | $4,779-31.6% |
| Participant deferral / active EE | $11,158 | $7,641+46.0% | $6,927+61.1% | $5,609+98.9% |
| Admin fee / account holder | $1,000 | $13,328-92.5% | $10,705-90.7% | $10,829-90.8% |